A quiet life in the mountains. A beachfront golfer’s delight. Traveling the world. Or simply staying right where you are and enjoying a slower pace in your hometown. Your dream retirement probably looks nothing like your neighbor’s or your co-workers’. So why do most financial advisors try to write everyone’s retirement plan using the same story?

In Cookie Cut This! Retirement Distribution Strategies for the Non-Conformist, retirement income specialist Steve Caruso empowers readers to avoid model portfolios and other cookie-cutter financial solutions. Instead, he encourages you to proactively approach retirement by asking yourself critical questions and making wise decisions now that can protect and grow your unique financial future.

As a financial advisor with more than 20 years of experience, Steve collaborates with families every day to craft personalized retirement income strategies. Through his disciplined process, he creates retirement distribution plans designed to help investors navigate and enjoy retirement on their terms.

Stephen Caruso, JD, is President and Founder of Laurel Wealth Solutions. He specializes in retirement-distribution strategies and estate planning and is affiliated with Belpointe Asset Management as a Senior Wealth Manager. Stephen is a popular public speaker in the industry, having presented at the United Nations and many esteemed universities across the country. He has trained advisors at some of the country’s largest financial firms and insurance companies. He holds a Bachelor of Science from Tulane University and his Juris Doctor from Concord Law School, and is a non-practicing member of the California Bar Association.